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Meet the SVCU Employees: Kelly L!

At SVCU, helping members goes far beyond completing transactions, and Kelly embodies that every day.  What is your favorite part of your job? Kelly’s favorite part of her role is building real relationships with members. Whether she is helping someone find the right account or lending a listening ear, she takes pride in making members…

2026 Annual Meeting

The Saco Valley Credit Union 2026 Annual Meeting will be held on Wednesday, April 29th at the Biddeford Saco Elks at 68 Ocean Park Rd in Saco. Doors open at 5pm for light refreshments and the meeting will begin promptly at 530pm. Membership and registration is required. Call 207-282-6169, email svcu@sacovalley.org, or speak to a…

Your Guide to a Smooth Tax Season

Tax season can feel overwhelming. With a little preparation, you can make the filing process smoother. Here are some practical tips to help you get organized and stay on track.  Gather Your Documents Early – Start by collecting your essential documents: W2s, 1099s, mortgage or loan statements, and records of any interest or dividends. Know the Deadlines – Mark your…

Understanding Your Credit Score and Why It Matters

What Is a Credit Score?  A credit score is a number lenders use to predict how likely you are to repay a debt. It matters because your credit score helps determine whether you qualify for a vehicle loan, mortgage, or even an apartment rental. A higher score signals lower risk and can lead to better loan terms and lower…

Credit Score Myths, Debunked

There is a lot of misinformation out there when it comes to credit scores. Let’s clear up some common myths and explain what actually matters when it comes to building and maintaining good credit.  Checking your own credit hurts your score False. Checking your own credit is a soft inquiry and does not affect your score …

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