Welcome Home.
Buying a home can be stressful. Leave the financing of it to us!
- Purchase or refinance your home
- No prepayment penalties
- Competitive Rates
- Multiple home loan options including CU Promise
- Loans subject to credit approval
- Email us at mortgages@sacovalley.org to get started!
*Your privacy is important to us. Please do not include any sensitive information in email messages. - Questions? Call 207-282-6169 or text our mortgage lending team at 207-602-4313!
Contact our mortgage team today to discuss our loan options that best fit your needs! We can help you make the right decision with the following loan options:
- Conventional fixed-rate and adjustable rate mortgages
- CU Promise and CU Advantage loans
- VA & FHA Loans
- Rural Housing Loans
- Maine State Housing Authority
Frequently Asked Questions
What are the differences between FHA, VA, Rural Housing, and Maine State Housing Authority options?
FHA (Federal Housing Administration), VA (Veterans Affairs) , Rural Housing and Maine State Housing Authority loans are all unique options to fit unique circumstances. These loans are offered or backed through various government organizations and have special stipulations for each. If you are interested in learning more or to see if one of these options fits your needs, contact us today!
What is a CU Promise & CU Advantage Loan?
The CU Promise loan is a unique loan program that offers some additional guarantees, in addition to great terms and rates on new purchases where the CU Advantage loan offers the same on refinances. You will receive guaranteed same-day loan decision, guaranteed closing date, and guaranteed local servicing. We are able to offer the CU Promise loan due to our partnership with CUSO Mortgage Corp. CUSO is a licensed mortgage company owned by Maine credit unions.