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Mortgages

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Frequently Asked Questions

What are the differences between FHA, VA, Rural Housing, and Maine State Housing Authority options?

FHA (Federal Housing Administration), VA (Veterans Affairs) , Rural Housing and Maine State Housing Authority loans are all unique options to fit unique circumstances. These loans are offered or backed through various government organizations and have special stipulations for each. If you are interested in learning more or to see if one of these options fits your needs, contact us today!

What is a CU Promise & CU Advantage Loan?

The CU Promise loan is a unique loan program that offers some additional guarantees, in addition to great terms and rates on new purchases where the CU Advantage loan offers the same on refinances. You will receive guaranteed same-day loan decision, guaranteed closing date, and guaranteed local servicing. We are able to offer the CU Promise loan due to our partnership with CUSO Mortgage Corp. CUSO is a licensed mortgage company owned by Maine credit unions.

How much do I qualify for?

Our mortgage team will need to gather some information from you to see what amount you would qualify for. Give us a call at 207-282-6169 to discuss!

What are your mortgage rates?

Mortgage rates change daily. Please contact us at 207-282-6169 or email mortgages@sacovalley.org to get our most recent rates!
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Contact Us to Learn More and Apply!


207-282-6169 | ROUTING NUMBER: 211288666