Think fast: what’s the most recent financial decision you made? You likely won’t have to think too far back. It’s not the last account you opened, or the school loans you consolidated—it’s something much simpler that’s part of your daily routine. Think back to the last thing you purchased—your most recent financial decision was likely…
Read More
Living on your own for the first time can be empowering. It means having independence and all the things that come with it. Some of those things—like not having to share a bathroom—are wonderful. Others—like killing spiders yourself—are not so fun. And leading the pack in the not-so-fun category: bills. Are you ready to…
Read More
An emergency fund is an essential part of your personal finances. Its importance is stressed in almost every personal finance book and budgeting blog, and yet 26% of Americans currently have no emergency fund in place. Of those who do have an emergency fund, up to two-thirds do not have the often-recommended six months’ worth…
Read More
Your checking account is a transactional account – meaning funds go in and out regularly. While the name checking account stems from the checks that one would receive when opening an account, nowadays many consumers choose to use a debit card instead of and/or in addition to a checkbook. Are Checks Obsolete? Checks hold…
Read More
Budgeting is a skill that helps you make smart decisions with your money. It ensures that you’re spending less than you earn, it prepares you for life’s curveballs, and it funds your goals and your dreams. Unfortunately, budgeting is often seen as restrictive and overwhelming. Financial priorities are deeply personal, so it can be challenging…
Read More