There are many benefits to buying a used car, however, there are also some things you should consider before making any vehicle purchase. When buying a used car, you may not be able to choose the exact features like you can when buying a new car, but you do get the benefit of it already…
Read More
You’ve likely heard about credit scores before (thanks to all those commercials with terrible jingles), but what do you actually know about them? How long have they been around? And what’s the deal with checking them? A credit score is a number (usually between 300 and 850) that represents your creditworthiness. It’s a standardized measurement…
Read More
Your checking account is a transactional account – meaning funds go in and out regularly. While the name checking account stems from the checks that one would receive when opening an account, nowadays many consumers choose to use a debit card instead of and/or in addition to a checkbook. Are Checks Obsolete? Checks hold…
Read More
Budgeting is a skill that helps you make smart decisions with your money. It ensures that you’re spending less than you earn, it prepares you for life’s curveballs, and it funds your goals and your dreams. Unfortunately, budgeting is often seen as restrictive and overwhelming. Financial priorities are deeply personal, so it can be challenging…
Read More
When you start looking for financial advice (or any kind of advice, for that matter), experts will share their take on what’s “good” and what’s “bad.” In personal finance, there are some classifications that we can all agree on: Debt is bad. Emergency funds are good. Overdrawing your account is bad. Earning interest on your…
Read More