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Saco Valley Credit Union
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Saco Valley Credit Union
Mobile Banking App

Free - On the App Store

75th Anniversary

Join us as we celebrate 75 years with our Summer of 75 Mortgage Special!

SVCU Celebrating 75 Years

2022 marks a historic milestone for Saco Valley Credit Union as we celebrate our 75th Anniversary. As such, we want to give back to our members – those people who have trusted us over the last 75 years to safely take care of their money, and offer lending solutions when needed. Through the end of 2022, we will be offering various promotions, so keep an eye on our website to see what’s happening each month! 

We’re kicking this all off with a ‘Summer of 75’ Mortgage Special – with discounted rates on our 10-30 year mortgages. The idea of our very own Steve Curran, SVP of Mortgage Lending, and an employee for over 30 years, the Summer of 75 special will offer discounted rates on our 10-30 year mortgage loan options – see rates and details below.

Summer of 75 Mortgage Special

While rates are rising elsewhere, SVCU is still offering a GREAT LOW RATE on mortgages – to help our members get into their homes without paying an arm and a leg in this rate environment. 

30 Year   Rate: 5.375  –  APR: 5.465* 

25 Year   Rate: 5.175  –  APR: 5.276* 

20 Year   Rate: 4.775  –  APR: 4.924* 

15 Year   Rate: 4.575  –  APR: 4.827* 

10 Year   Rate: 4.375  –  APR: 4.736* 


Reach out to Steve, Tyler or Bri today by calling 207-282-6169 or emailing** 


*Rates effective for applications received 7/1/2022 – 9/30/2022. APR = annual percentage rate. Advertised rate is ‘as low as’ standard interest rate. If an escrow account is required or requested, the actual payment will also include amounts for real estate taxes and homeowner’s insurance premiums and will be higher. Closing, appraisal, origination and additional fees may apply at the borrower’s expense. Promotional rates are valid on purchases and refinances. Subject to credit approval. Rates, terms and conditions subject to change. Your interest rate and repayment terms will be based on your individual credit history, property values, and other qualifying factors that may be different than rate quoted above. Loans with less than 20% down payment may require private mortgage insurance. Other restrictions may apply. Limited time offer and offer may be changed, extended or withdrawn at any time without notice. Equal Housing Opportunity. NMLS ID 405619.  Membership required. Federally Insured By NCUA. 
Payment Examples: All payment examples below assume $2,500 in closing costs. 
30 Year Rate: 5.375% – APR: 5.465% Loan amount of $250,000 would be 359 payments of $1400.87 and final payment of $1400.04 
25 Year Rate: 5.175% – APR: 5.276% Loan amount of $250,000 would be 299 payments of $1487.98 and final of $1484.72 
20 Year Rate: 4.775% – APR: 4.924% Loan amount of $200,000 would be 239 payments of $1295.85 and final of $1291.97 
15 Year Rate: 4.575% – APR: 4.827% Loan amount of $150,000 would be 179 payments of $1153.75 and final of $1153.20 
10 Year Rate: 4.375% – APR: 4.736% Loan amount of $150,000 would be 119 payments of $1546.10 and final of $1545.63
Payment examples do not include amounts for taxes and insurance and the actual payment will be higher.
**Please do not include private or personal information via email.


Learn more about our home loan programs today!

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